Table 19. homeownership rates, interest rates interest rate no doc loan refinance refi self employed bad credit subprime impaired credit for the West, by Age of Householder,
and for Married-couple Families: 1982 to 2002
1982 1983 1984 1985 1986 1987 1988 1989
West, total........... 59.4 58.2 58.5 59.0 58.3 58.4 58.5 57.8
Less than 25 years. 13.9 13.0 13.2 11.7 10.9 9.9 11.4 11.6
25 to 29 years..... 32.0 30.8 31.9 31.9 30.3 28.6 28.1 27.1
30 to 34 years..... 52.3 48.7 48.3 48.4 47.6 47.2 45.8 45.0
35 to 39 years..... 63.3 60.6 60.2 59.7 58.2 57.9 58.3 55.3
40 to 44 years..... 69.0 67.0 66.8 67.4 65.3 64.6 64.4 65.0
45 to 49 years..... 74.1 72.5 69.6 68.5 69.7 71.0 69.8 69.2
50 to 54 years..... 75.7 74.6 73.7 73.7 73.8 74.2 71.7 71.9
55 to 59 years..... 76.8 75.7 76.5 75.5 76.9 78.0 78.6 77.8
60 to 64 years..... 78.1 77.3 79.2 78.7 77.7 78.5 78.3 78.5
65 to 69 years..... 75.0 75.4 76.1 80.6 80.3 78.9 79.7 78.1
70 to 74 years..... 73.5 73.2 74.6 77.6 76.4 77.4 79.2 76.5
75 years and over.. 67.1 67.8 69.9 71.2 70.4 71.7 71.8 71.4
Less than 35 year 35.6 33.9 34.4 34.1 33.2 32.5 32.2 31.3
35 to 44 years... 65.8 63.4 63.1 63.1 61.4 61.0 61.1 59.8
45 to 54 years... 74.9 73.5 71.6 71.0 71.6 72.5 70.6 70.4
55 to 64 years... 77.5 76.5 77.8 77.1 77.3 78.2 78.4 78.1
65 years and over 71.4 71.8 73.2 76.0 75.3 75.6 76.4 75.0
1990 1991 1992 1993 1993/r 1994 1995 1996
West, total........... 58.0 58.6 59.3 60.4 59.9 59.4 59.2 59.2
Less than 25 years. 11.0 10.1 10.5 10.6 10.5 10.5 10.9 12.9
25 to 29 years..... 27.8 26.7 26.1 27.9 27.6 28.4 27.0 26.4
30 to 34 years..... 44.9 44.5 43.4 44.1 44.0 43.8 45.8 46.1
35 to 39 years..... 55.6 56.0 56.4 57.2 57.2 56.8 55.2 56.8
40 to 44 years..... 63.8 64.3 64.4 64.6 64.3 63.5 62.9 62.3
45 to 49 years..... 69.7 69.0 69.8 69.2 69.1 69.7 68.8 68.8
50 to 54 years..... 71.7 72.1 73.0 74.7 74.7 73.6 74.1 73.4
55 to 59 years..... 75.7 76.1 76.4 77.5 77.5 76.6 75.8 75.3
60 to 64 years..... 77.1 77.5 79.1 78.5 78.5 77.9 79.5 78.2
65 to 69 years..... 78.4 80.1 80.2 80.0 80.2 77.9 78.3 79.2
70 to 74 years..... 76.3 79.5 79.8 79.8 80.0 79.1 80.2 77.1
75 years and over.. 70.7 72.3 73.9 74.9 75.0 74.7 74.5 75.1
Less than 35 year 31.6 31.1 30.7 31.8 31.3 31.2 31.5 31.5
35 to 44 years... 59.4 60.0 60.1 60.7 60.6 60.0 58.9 59.5
45 to 54 years... 70.6 70.4 71.2 71.6 71.6 71.4 71.0 70.8
55 to 64 years... 76.4 76.8 77.7 78.0 78.0 77.2 77.5 76.7
65 years and over 74.7 76.8 77.4 77.8 77.9 76.8 77.1 76.8
1997 1998 1999 2000 2001 2002
West, total........... 59.6 60.5 60.9 61.7 62.6 62.5
Less than 25 years. 12.4 13.5 14.9 17.4 20.5 20.3
25 to 29 years..... 25.9 28.6 29.7 30.7 31.0 33.6
30 to 34 years..... 45.4 43.7 44.1 46.1 46.6 48.1
35 to 39 years..... 57.0 57.8 57.0 57.8 58.8 57.7
40 to 44 years..... 63.5 64.1 63.1 64.8 65.8 66.3
45 to 49 years..... 68.4 69.0 69.1 70.1 70.8 68.8
50 to 54 years..... 73.1 73.1 74.5 74.4 74.9 71.7
55 to 59 years..... 75.6 75.1 78.0 77.7 77.8 77.4
60 to 64 years..... 77.7 80.1 79.1 77.7 80.7 78.5
65 to 69 years..... 79.4 80.9 81.6 81.6 79.5 81.6
70 to 74 years..... 80.8 81.7 82.5 80.0 79.6 79.7
75 years and over.. 74.8 77.2 78.4 76.4 78.3 79.0
Less than 35 year 30.8 31.0 31.8 33.6 34.6 36.0
35 to 44 years... 60.2 61.0 60.1 61.4 62.4 62.2
45 to 54 years... 70.5 70.9 71.6 72.1 72.7 70.1
55 to 64 years... 76.6 77.3 78.5 77.7 79.1 77.9
65 years and over 77.6 79.4 80.3 78.7 78.9 79.9
Table 19. homeownership rates, interest rates interest rate no doc loan refinance refi self employed bad credit subprime impaired credit for the West, by Age of Householder,
and for Married-couple Families: 1982 to 2002 - Continued
1982 1983 1984 1985 1986 1987 1988 1989
West, total........... 59.4 58.2 58.5 59.0 58.3 58.4 58.5 57.8
Married couple familie 74.6 73.2 73.0 74.0 73.4 73.9 73.8 72.0
Less than 25 years. 23.9 25.0 22.4 21.9 20.3 20.4 18.4 16.7
25 to 29 years..... 45.8 43.6 45.0 46.6 43.1 43.5 42.1 38.2
30 to 34 years..... 66.7 62.3 61.7 62.6 61.5 61.5 59.7 58.3
35 to 39 years..... 76.1 73.4 72.0 72.8 73.6 72.3 71.6 68.6
40 to 44 years..... 80.5 78.5 78.1 79.2 77.4 76.5 77.2 78.3
45 to 49 years..... 85.1 83.3 81.4 79.9 81.3 82.0 82.1 81.6
50 to 54 years..... 86.0 84.8 84.6 84.3 84.6 83.8 83.3 82.6
55 to 59 years..... 88.1 87.2 87.6 86.3 85.3 88.6 88.1 86.9
60 to 64 years..... 88.2 87.8 89.9 89.2 88.5 87.7 88.3 90.3
65 to 69 years..... 87.8 87.8 87.6 91.0 90.2 89.8 89.3 90.2
70 to 74 years..... 87.0 86.2 87.5 90.2 89.5 89.2 90.2 88.0
75 years and over.. 82.6 82.2 84.9 86.2 85.0 85.0 86.5 86.0
Less than 35 year 52.1 49.8 49.6 50.7 49.2 50.0 48.3 45.1
35 to 44 years... 78.1 75.7 74.8 75.7 75.3 74.3 74.3 73.3
45 to 54 years... 85.5 84.1 83.0 82.0 82.8 82.8 82.6 82.0
55 to 64 years... 88.1 87.5 88.7 87.7 86.9 88.2 88.2 88.6
65 years and over 85.9 85.6 86.8 89.3 88.5 88.2 88.7 88.2
1990 1991 1992 1993 1993/r 1994 1995 1996
West, total........... 58.0 58.6 59.3 60.4 59.9 59.4 59.2 59.2
Married couple familie 71.9 72.3 72.7 73.8 73.2 72.6 72.6 73.2
Less than 25 years. 17.3 15.8 15.5 14.9 14.6 16.1 16.6 18.9
25 to 29 years..... 39.7 37.5 36.4 39.9 39.5 38.9 36.8 39.2
30 to 34 years..... 58.5 57.6 57.0 58.2 57.7 56.3 58.7 58.8
35 to 39 years..... 68.7 70.0 70.0 70.9 70.6 70.5 68.9 70.6
40 to 44 years..... 76.0 77.9 78.0 76.8 76.7 76.2 76.2 75.9
45 to 49 years..... 80.7 81.4 82.2 80.4 80.3 81.1 82.0 80.7
50 to 54 years..... 82.5 81.9 84.0 84.6 84.5 83.0 84.3 85.8
55 to 59 years..... 86.1 86.8 86.1 89.6 89.7 86.9 86.2 86.5
60 to 64 years..... 87.7 88.3 88.7 87.4 87.4 87.5 89.8 88.9
65 to 69 years..... 89.3 89.4 89.0 87.6 87.8 88.3 88.2 89.3
70 to 74 years..... 88.0 89.5 90.1 90.7 90.7 90.4 89.8 86.4
75 years and over.. 86.2 86.6 87.1 87.8 87.8 87.4 88.4 89.4
Less than 35 year 46.3 45.1 44.4 46.8 46.1 44.9 45.0 46.4
35 to 44 years... 72.2 73.8 73.7 73.7 73.5 73.3 72.4 73.2
45 to 54 years... 81.5 81.6 83.0 82.3 82.2 82.0 83.0 82.9
55 to 64 years... 86.9 87.5 87.4 88.5 88.6 87.2 87.9 87.6
65 years and over 88.0 88.5 88.7 88.6 88.7 88.6 88.8 88.5
1997 1998 1999 2000 2001 2002
West, total........... 59.6 60.5 60.9 61.7 62.6 62.5
Married couple familie 74.1 74.3 74.6 75.6 76.8 76.4
Less than 25 years. 19.8 21.4 20.8 24.9 28.6 26.4
25 to 29 years..... 38.6 41.6 42.2 43.0 45.7 47.9
30 to 34 years..... 59.3 58.6 58.5 61.3 62.0 63.2
35 to 39 years..... 71.6 70.7 70.2 71.4 72.7 70.4
40 to 44 years..... 76.8 76.9 76.2 78.1 79.6 80.2
45 to 49 years..... 80.0 80.4 81.3 82.8 83.1 81.4
50 to 54 years..... 85.8 84.3 85.9 85.5 85.9 84.7
55 to 59 years..... 86.1 85.6 88.0 87.0 89.2 87.7
60 to 64 years..... 88.3 89.6 88.6 86.9 89.3 89.1
65 to 69 years..... 89.9 90.0 91.1 90.6 88.1 91.1
70 to 74 years..... 92.6 92.3 92.9 91.6 91.2 89.3
75 years and over.. 87.9 88.5 89.6 89.7 90.6 91.8
Less than 35 year 46.8 47.3 47.0 49.2 51.3 52.3
35 to 44 years... 74.2 73.8 73.3 74.8 76.3 75.5
45 to 54 years... 82.7 82.2 83.4 84.1 84.4 83.0
55 to 64 years... 87.1 87.4 88.3 87.0 89.3 88.3
65 years and over 89.9 90.1 91.1 90.5 90.0 90.9
/r Revised.