Table 18. homeownership rates, interest rates interest rate no doc loan refinance refi self employed bad credit subprime impaired credit for the South, by Age of Householder,
and for Married-couple Families: 1982 to 2002
1982 1983 1984 1985 1986 1987 1988 1989
South, total.......... 66.7 67.0 67.0 66.4 66.1 66.3 65.8 65.9
Less than 25 years. 23.5 23.4 21.8 21.4 22.6 19.9 19.1 19.8
25 to 29 years..... 41.2 41.5 41.6 40.8 39.9 39.4 37.9 37.9
30 to 34 years..... 58.3 56.2 56.8 55.8 54.9 54.9 54.5 53.6
35 to 39 years..... 68.3 67.8 67.4 66.6 66.3 65.6 64.4 64.6
40 to 44 years..... 73.4 74.3 74.1 72.7 71.6 72.5 72.2 69.9
45 to 49 years..... 76.4 76.2 77.0 77.2 75.4 76.1 76.3 75.7
50 to 54 years..... 80.2 80.3 80.2 79.6 80.0 79.0 79.4 79.9
55 to 59 years..... 81.5 81.8 82.1 80.7 80.9 81.7 80.8 80.9
60 to 64 years..... 82.6 82.7 82.6 82.8 82.6 82.4 81.1 82.0
65 to 69 years..... 81.1 81.7 82.4 82.1 81.1 81.8 82.9 82.8
70 to 74 years..... 78.6 79.2 79.7 81.5 82.6 82.9 81.4 82.6
75 years and over.. 76.9 78.1 77.6 76.7 76.5 77.4 77.3 77.3
Less than 35 year 43.2 43.0 42.9 42.2 42.1 41.6 40.9 40.6
35 to 44 years... 70.7 70.8 70.5 69.4 68.7 68.8 68.0 67.2
45 to 54 years... 78.4 78.3 78.6 78.4 77.6 77.5 77.8 77.6
55 to 64 years... 82.0 82.3 82.4 81.8 81.7 82.1 80.9 81.4
65 years and over 78.8 79.6 79.7 79.8 79.7 80.3 80.2 80.5
70.7 70.8 70.5 69.4 68.7 68.8 68 67.2
1990 1991 1992 1993 1993/r 1994 1995 1996
South, total.......... 65.7 66.1 65.8 66.1 65.7 65.6 66.7 67.5
Less than 25 years. 18.4 18.3 17.5 18.8 18.7 18.0 18.7 21.9
25 to 29 years..... 37.2 35.7 36.2 35.8 35.4 35.1 36.8 38.0
30 to 34 years..... 51.2 52.4 51.2 51.7 51.5 52.0 54.6 53.7
35 to 39 years..... 63.9 62.6 60.2 61.9 61.5 61.7 63.4 62.4
40 to 44 years..... 70.4 70.2 69.8 69.7 69.3 68.6 69.1 70.1
45 to 49 years..... 75.0 74.9 75.0 74.4 74.2 74.3 73.9 75.5
50 to 54 years..... 78.8 78.4 78.0 77.9 78.0 77.8 78.6 78.2
55 to 59 years..... 80.2 81.3 80.6 80.5 80.7 79.6 80.6 81.4
60 to 64 years..... 82.2 83.1 84.2 83.0 83.2 82.0 82.8 83.9
65 to 69 years..... 82.5 84.3 83.0 83.3 83.2 83.2 84.2 86.3
70 to 74 years..... 83.0 82.5 83.1 83.7 83.7 84.3 84.1 85.4
75 years and over.. 78.7 79.4 78.7 78.4 78.4 79.4 80.5 81.1
Less than 35 year 39.3 39.4 39.1 39.4 39.0 38.8 40.6 41.1
35 to 44 years... 67.0 66.3 64.8 65.6 65.2 64.9 66.1 66.2
45 to 54 years... 76.7 76.5 76.3 76.0 75.9 75.9 76.0 76.6
55 to 64 years... 81.2 82.2 82.4 81.8 81.9 80.8 81.7 82.6
65 years and over 81.0 81.7 81.2 81.3 81.3 81.9 82.6 83.8
1997 1998 1999 2000 2001 2002
South, total.......... 68.0 68.6 69.1 69.6 69.8 69.7
Less than 25 years. 21.6 21.5 22.7 23.7 23.0 23.7
25 to 29 years..... 37.7 38.7 38.4 40.1 42.3 40.0
30 to 34 years..... 53.9 56.5 55.7 56.6 57.2 56.7
35 to 39 years..... 63.2 64.5 65.9 66.9 66.4 66.9
40 to 44 years..... 70.8 71.3 72.2 72.4 71.8 71.9
45 to 49 years..... 76.2 75.5 75.3 75.7 76.6 76.5
50 to 54 years..... 79.7 79.7 79.8 80.7 80.0 80.2
55 to 59 years..... 81.9 81.5 82.6 82.8 83.6 83.1
60 to 64 years..... 83.5 84.8 84.3 83.4 85.0 84.6
65 to 69 years..... 85.8 85.2 86.3 85.8 84.5 85.4
70 to 74 years..... 85.7 85.2 86.7 86.4 86.9 87.0
75 years and over.. 82.1 82.2 82.3 83.5 83.3 83.4
Less than 35 year 40.8 42.0 41.6 42.4 43.1 42.2
35 to 44 years... 66.9 67.9 69.1 69.7 69.2 69.5
45 to 54 years... 77.8 77.5 77.4 78.0 78.2 78.3
55 to 64 years... 82.7 83.1 83.4 83.1 84.2 83.8
65 years and over 84.1 83.9 84.6 84.9 84.6 84.9
Table 18. homeownership rates, interest rates interest rate no doc loan refinance refi self employed bad credit subprime impaired credit for the South, by Age of Householder,
and for Married-couple Families: 1982 to 2002 - Continued
1982 1983 1984 1985 1986 1987 1988 1989
South, total.......... 66.7 67.0 67.0 66.4 66.1 66.3 65.8 65.9
Married couple familie 78.7 78.8 78.8 78.7 78.9 79.3 79.6 78.8
Less than 25 years. 36.5 36.7 35.6 35.2 36.4 33.2 33.4 31.5
25 to 29 years..... 55.7 56.6 56.3 55.2 56.0 55.2 53.9 53.8
30 to 34 years..... 71.5 69.2 69.9 69.9 68.5 70.1 70.6 67.8
35 to 39 years..... 79.1 78.7 78.7 78.6 79.6 78.6 78.1 78.7
40 to 44 years..... 83.4 83.9 83.7 83.9 83.2 83.9 84.1 82.2
45 to 49 years..... 86.3 85.6 86.2 85.8 85.1 86.4 86.5 86.0
50 to 54 years..... 88.8 88.4 88.5 88.0 88.4 87.1 89.0 90.1
55 to 59 years..... 90.3 89.7 89.9 89.5 90.2 90.5 89.6 89.7
60 to 64 years..... 91.2 90.6 90.7 91.5 91.5 90.9 90.6 90.5
65 to 69 years..... 89.3 91.5 91.3 91.3 90.2 90.6 92.1 91.6
70 to 74 years..... 90.5 90.0 88.5 89.9 91.9 92.1 91.7 91.6
75 years and over.. 86.9 88.2 87.2 86.5 88.0 89.6 88.5 90.2
Less than 35 year 58.5 58.5 58.7 58.3 58.5 58.8 59.0 57.0
35 to 44 years... 81.1 81.1 81.0 81.0 81.2 81.1 80.9 80.4
45 to 54 years... 87.6 87.0 87.3 86.9 86.7 86.7 87.7 87.9
55 to 64 years... 90.7 90.2 90.3 90.5 90.9 90.7 90.1 90.1
65 years and over 88.9 90.0 89.2 89.4 90.0 90.7 90.9 91.1
1990 1991 1992 1993 1993/r 1994 1995 1996
South, total.......... 65.7 66.1 65.8 66.1 65.7 65.6 66.7 67.5
Married couple familie 78.5 79.1 79.2 79.4 79.0 79.5 80.0 80.7
Less than 25 years. 30.5 31.0 29.7 31.1 31.0 31.9 31.2 34.9
25 to 29 years..... 52.1 51.3 51.9 51.2 50.7 51.5 53.6 56.4
30 to 34 years..... 65.8 67.4 67.1 67.4 67.0 67.8 69.8 69.1
35 to 39 years..... 77.3 76.4 75.0 76.6 76.3 76.8 77.1 76.6
40 to 44 years..... 82.7 82.7 81.6 82.0 81.9 81.9 82.2 81.0
45 to 49 years..... 85.8 85.1 86.0 85.4 85.3 85.8 85.2 87.2
50 to 54 years..... 87.4 88.2 88.2 87.5 87.4 87.9 88.6 88.8
55 to 59 years..... 89.9 90.8 89.8 90.4 90.4 89.4 89.8 90.8
60 to 64 years..... 91.5 91.8 93.4 92.6 92.6 91.2 91.2 91.9
65 to 69 years..... 92.2 93.6 93.4 93.3 93.2 93.5 93.2 94.6
70 to 74 years..... 92.7 92.8 93.2 93.0 92.8 93.9 94.5 94.5
75 years and over.. 90.8 90.7 89.5 90.1 90.0 90.2 92.2 93.2
Less than 35 year 55.5 56.5 56.6 56.5 56.0 57.1 58.6 59.5
35 to 44 years... 79.9 79.5 78.3 79.2 79.0 79.2 79.5 78.8
45 to 54 years... 86.5 86.5 86.9 86.3 86.2 86.8 86.7 87.9
55 to 64 years... 90.7 91.3 91.6 91.5 91.5 90.2 90.5 91.3
65 years and over 91.9 92.4 92.0 92.1 92.0 92.5 93.2 94.1
1997 1998 1999 2000 2001 2002
South, total.......... 68.0 68.6 69.1 69.6 69.8 69.7
Married couple familie 81.8 82.6 83.0 83.8 83.9 84.0
Less than 25 years. 37.5 36.7 38.5 39.1 37.2 36.1
25 to 29 years..... 54.3 56.3 56.1 59.4 60.2 58.5
30 to 34 years..... 70.5 71.9 71.5 72.7 72.7 72.3
35 to 39 years..... 78.3 79.1 79.9 80.0 80.6 80.6
40 to 44 years..... 83.4 84.4 84.5 85.4 84.6 85.1
45 to 49 years..... 87.6 87.2 87.3 88.7 89.2 89.3
50 to 54 years..... 90.2 90.3 90.3 91.3 91.1 91.3
55 to 59 years..... 91.3 91.1 92.0 92.6 92.4 92.8
60 to 64 years..... 92.5 93.9 93.1 91.9 92.7 93.4
65 to 69 years..... 94.1 94.3 95.0 95.7 95.3 93.9
70 to 74 years..... 93.8 95.0 94.7 95.0 95.5 95.2
75 years and over.. 93.2 93.1 93.8 94.3 95.0 94.9
Less than 35 year 60.1 61.4 61.1 62.7 62.7 62.2
35 to 44 years... 80.8 81.8 82.3 82.8 82.7 83.0
45 to 54 years... 88.8 88.7 88.7 89.9 90.1 90.3
55 to 64 years... 91.9 92.4 92.5 92.3 92.6 93.0
65 years and over 93.7 94.1 94.5 95.0 95.2 94.7
/r Revised.
Source: U.S. Census Bureau