Table 16. homeownership rates, interest rates interest rate no doc loan refinance refi self employed bad credit subprime impaired credit for the Northeast, by Age of Householder,
and for Married-couple Families: 1982 to 2002
1982 1983 1984 1985 1986 1987 1988 1989
Northeast, total......... 61.1 61.5 61.2 60.8 61.4 61.7 61.3 62.0
Less than 25 years.... 13.1 13.8 13.2 13.7 15.0 15.0 14.0 16.8
25 to 29 years........ 32.3 32.3 34.8 34.4 33.4 34.2 34.8 35.0
30 to 34 years........ 53.3 52.2 51.2 50.6 51.0 51.6 51.8 53.8
35 to 39 years........ 62.2 63.0 63.9 63.0 62.7 61.8 61.9 62.5
40 to 44 years........ 69.3 69.3 69.1 67.9 68.8 68.8 68.1 68.6
45 to 49 years........ 70.9 70.3 69.3 69.7 70.4 70.5 70.3 70.9
50 to 54 years........ 73.5 75.3 74.2 73.7 74.8 74.1 73.1 72.3
55 to 59 years........ 75.4 76.4 75.7 74.7 76.4 75.1 74.6 74.2
60 to 64 years........ 74.8 73.2 73.1 74.2 74.7 75.0 74.5 74.7
65 to 69 years........ 70.0 71.6 72.2 71.8 73.3 74.6 73.7 74.7
70 to 74 years........ 68.0 67.6 66.8 67.0 66.5 68.5 69.5 70.5
75 years and over..... 61.3 62.9 60.8 59.6 60.7 60.8 60.3 61.3
Less than 35 years.. 37.4 37.6 38.0 37.9 38.1 38.7 39.0 40.5
35 to 44 years...... 65.4 65.9 66.3 65.3 65.5 65.1 64.9 65.4
45 to 54 years...... 72.3 72.8 71.8 71.7 72.6 72.2 71.6 71.5
55 to 64 years...... 75.1 74.8 74.4 74.4 75.6 75.1 74.6 74.5
65 years and over... 66.0 67.0 66.1 65.6 66.4 67.3 67.0 68.0
1990 1991 1992 1993 1993/r 1994 1995 1996
Northeast, total......... 62.6 62.3 62.5 62.4 61.8 61.5 62.0 62.2
Less than 25 years.... 14.6 12.3 12.8 12.8 12.3 11.7 13.1 13.3
25 to 29 years........ 35.5 33.7 32.2 31.4 31.0 31.9 30.6 30.2
30 to 34 years........ 53.7 50.0 49.6 49.8 49.3 47.5 50.2 50.2
35 to 39 years........ 61.8 61.1 61.2 61.1 60.5 58.2 59.2 58.3
40 to 44 years........ 68.4 68.6 68.0 66.9 66.2 65.8 65.7 66.6
45 to 49 years........ 71.7 71.0 72.4 72.1 71.7 71.2 71.7 71.3
50 to 54 years........ 71.5 72.8 72.3 72.7 72.7 72.7 72.2 73.3
55 to 59 years........ 74.6 74.5 75.4 73.4 73.2 74.8 72.9 73.3
60 to 64 years........ 74.7 75.7 75.1 75.9 75.8 74.1 74.0 73.6
65 to 69 years........ 75.4 76.3 75.8 75.1 75.0 75.7 75.2 75.5
70 to 74 years........ 72.1 73.2 73.5 74.5 74.4 72.4 74.1 75.5
75 years and over..... 64.5 65.5 66.0 65.8 65.8 65.4 66.3 66.9
Less than 35 years.. 40.7 38.0 37.6 37.1 36.4 36.0 37.0 37.0
35 to 44 years...... 65.0 64.8 64.5 64.0 63.3 61.9 62.4 62.4
45 to 54 years...... 71.6 71.8 72.4 72.4 72.2 71.9 71.9 72.1
55 to 64 years...... 74.7 75.1 75.2 74.7 74.5 74.5 73.4 73.4
65 years and over... 70.0 71.0 71.1 71.0 70.9 70.2 70.9 71.5
1997 1998 1999 2000 2001 2002
Northeast, total......... 62.4 62.6 63.1 63.4 63.7 64.3
Less than 25 years.... 13.7 13.5 16.8 17.8 21.3 21.2
25 to 29 years........ 30.3 30.4 30.6 33.0 32.0 32.5
30 to 34 years........ 49.8 48.5 50.2 49.6 49.9 50.1
35 to 39 years........ 58.3 59.8 61.1 60.5 61.6 62.4
40 to 44 years........ 66.8 67.2 66.5 66.6 67.3 69.8
45 to 49 years........ 70.5 70.3 71.2 71.2 71.8 72.2
50 to 54 years........ 73.6 73.9 72.6 73.3 73.1 74.0
55 to 59 years........ 74.2 75.4 76.0 75.0 74.8 75.8
60 to 64 years........ 73.8 75.6 74.8 74.2 74.0 72.9
65 to 69 years........ 74.7 74.0 74.2 75.0 75.8 75.9
70 to 74 years........ 74.6 75.5 73.9 74.3 73.5 73.8
75 years and over..... 67.6 66.9 67.3 68.5 68.5 68.3
Less than 35 years.. 36.7 35.8 37.0 37.7 38.1 37.8
35 to 44 years...... 62.5 63.5 63.8 63.6 64.6 66.2
45 to 54 years...... 71.9 72.0 71.8 72.2 72.4 73.0
55 to 64 years...... 74.0 75.5 75.4 74.6 74.4 74.6
65 years and over... 71.3 71.0 70.8 71.6 71.6 71.5
Table 16. homeownership rates, interest rates interest rate no doc loan refinance refi self employed bad credit subprime impaired credit for the Northeast, by Age of Householder,
and for Married-couple Families: 1982 to 2002 - Continued
1982 1983 1984 1985 1986 1987 1988 1989
Northeast, total......... 61.1 61.5 61.2 60.8 61.4 61.7 61.3 62.0
Married couple families.. 76.7 76.9 77.2 77.3 77.8 78.1 77.9 78.0
Less than 25 years.... 23.8 26.0 24.7 27.1 27.1 28.2 24.7 25.7
25 to 29 years........ 49.3 49.2 52.1 52.5 50.7 52.3 52.5 51.3
30 to 34 years........ 70.2 69.6 69.0 67.7 68.4 69.3 69.5 70.6
35 to 39 years........ 78.3 78.2 79.6 78.0 77.3 77.1 76.7 77.4
40 to 44 years........ 82.8 83.1 83.3 82.7 83.1 82.8 83.2 82.7
45 to 49 years........ 84.2 82.6 81.7 83.6 84.4 84.3 84.0 84.2
50 to 54 years........ 85.4 85.8 86.4 85.6 86.8 86.2 85.4 84.3
55 to 59 years........ 85.9 87.0 87.7 86.9 88.1 87.7 87.5 86.9
60 to 64 years........ 86.1 85.5 84.5 86.2 87.7 87.4 86.4 87.0
65 to 69 years........ 82.7 83.4 84.4 84.6 86.3 87.4 86.3 87.5
70 to 74 years........ 81.7 81.1 79.9 82.2 81.0 83.1 85.7 85.7
75 years and over..... 76.5 77.5 75.7 77.6 77.8 75.6 75.4 78.6
Less than 35 years.. 56.3 56.8 57.7 57.8 57.5 59.0 59.4 59.7
35 to 44 years...... 80.4 80.4 81.3 80.2 80.0 79.8 79.8 80.0
45 to 54 years...... 84.8 84.2 84.0 84.6 85.6 85.2 84.7 84.3
55 to 64 years...... 86.0 86.3 86.2 86.6 87.9 87.5 87.0 86.9
65 years and over... 80.6 80.9 80.5 81.9 82.2 82.7 82.9 84.4
1990 1991 1992 1993 1993/r 1994 1995 1996
Northeast, total......... 62.6 62.3 62.5 62.4 61.8 61.5 62.0 62.2
Married couple families.. 78.4 78.6 78.7 78.7 78.1 78.5 80.0 80.0
Less than 25 years.... 22.8 21.8 23.9 21.6 20.9 20.9 23.4 25.6
25 to 29 years........ 52.6 50.9 50.0 48.9 48.1 49.2 51.2 52.4
30 to 34 years........ 69.6 67.0 66.1 65.9 65.3 65.7 69.0 67.7
35 to 39 years........ 76.7 76.6 77.1 77.7 77.2 75.3 78.4 76.0
40 to 44 years........ 83.2 82.8 82.3 82.2 81.8 82.3 82.8 83.2
45 to 49 years........ 85.6 85.6 85.4 84.8 84.5 85.6 86.0 85.1
50 to 54 years........ 85.1 86.3 86.2 86.8 86.5 86.2 86.5 87.0
55 to 59 years........ 86.6 87.1 87.4 87.4 87.2 88.2 86.5 86.1
60 to 64 years........ 87.5 88.6 89.2 87.9 87.7 86.9 87.7 88.7
65 to 69 years........ 87.6 89.1 89.1 89.1 89.0 88.2 88.2 89.8
70 to 74 years........ 84.7 85.2 86.5 88.0 88.0 87.3 89.7 89.4
75 years and over..... 81.0 82.7 81.5 81.1 81.1 81.7 83.4 84.7
Less than 35 years.. 59.7 57.7 57.3 56.5 55.6 56.3 59.5 59.9
35 to 44 years...... 79.9 79.7 79.7 80.0 79.5 78.7 80.6 79.6
45 to 54 years...... 85.4 85.9 85.7 85.7 85.4 85.8 86.2 85.9
55 to 64 years...... 87.1 87.9 88.3 87.6 87.4 87.6 87.1 87.3
65 years and over... 84.8 86.0 86.0 86.2 86.2 85.8 87.1 87.9
1997 1998 1999 2000 2001 2002
Northeast, total......... 62.4 62.6 63.1 63.4 63.7 64.3
Married couple families.. 80.0 80.6 80.6 80.6 81.1 82.0
Less than 25 years.... 22.6 27.9 28.8 26.0 36.8 31.9
25 to 29 years........ 48.3 49.8 52.1 51.8 49.1 50.1
30 to 34 years........ 66.9 67.0 67.8 67.6 69.2 69.0
35 to 39 years........ 77.0 78.5 78.0 78.2 77.4 78.1
40 to 44 years........ 82.6 82.1 82.3 82.0 82.9 84.8
45 to 49 years........ 85.5 85.5 86.0 86.1 86.8 86.9
50 to 54 years........ 87.3 87.7 86.7 88.0 87.9 88.7
55 to 59 years........ 87.3 88.5 89.2 89.2 88.7 89.9
60 to 64 years........ 87.9 89.2 88.3 86.5 87.0 86.7
65 to 69 years........ 88.9 87.5 86.5 88.0 88.4 90.3
70 to 74 years........ 89.7 88.8 87.3 86.7 87.2 87.1
75 years and over..... 86.9 84.3 84.1 83.7 85.7 85.1
Less than 35 years.. 57.4 58.4 59.8 59.4 60.5 60.0
35 to 44 years...... 79.8 80.3 80.2 80.2 80.2 81.6
45 to 54 years...... 86.3 86.5 86.3 87.0 87.3 87.7
55 to 64 years...... 87.6 88.8 88.8 88.0 87.9 88.6
65 years and over... 88.4 86.8 85.8 86.0 87.0 87.4
/r Revised.
Source: U.S. Census Bureau