Housing Vacancies and Homeownership
Annual Statistics: 2002

Table 15.  homeownership rates, interest rates interest rate no doc loan refinance refi self employed bad credit subprime impaired credit for the United States, by Age of Householder and by Family Status:  1982 to 2002
 
 
                                  1982   1983   1984   1985   1986   1987   1988   1989
                                                                                                                       0.1        United States,
United States, total............  64.8   64.6   64.5   63.9   63.8   64.0   63.8   63.9
   Less than 25 years...........  19.3   18.8   17.9   17.2   17.2   16.0   15.8   16.6                                0.3           Less than 2
   25 to 29 years...............  38.6   38.3   38.6   37.7   36.7   36.4   35.9   35.3                                0.3           25 to 29 ye
   30 to 34 years...............  57.1   55.4   54.8   54.0   53.6   53.5   53.2   53.2                                0.3           30 to 34 ye
   35 to 39 years...............  67.6   66.5   66.1   65.4   64.8   64.1   63.6   63.4                                0.3           35 to 39 ye
   40 to 44 years...............  73.0   72.8   72.3   71.4   70.5   70.8   70.7   70.2                                0.2           40 to 44 ye
   45 to 49 years...............  76.0   75.3   74.6   74.3   74.1   74.6   74.4   74.1                                0.2           45 to 49 ye
   50 to 54 years...............  78.8   78.8   78.4   77.5   78.1   77.8   77.1   77.2                                0.2           50 to 54 ye
   55 to 59 years...............  80.0   80.1   80.1   79.2   80.0   80.0   79.3   79.1                                0.3           55 to 59 ye
   60 to 64 years...............  80.1   79.8   79.9   79.9   79.8   80.4   79.8   80.1                                0.3           60 to 64 ye
   65 to 69 years...............  77.9   78.7   79.3   79.5   79.4   79.5   80.0   80.0                                0.3           65 to 69 ye
   70 to 74 years...............  75.2   75.4   75.5   76.8   77.2   77.7   77.7   77.8                                0.3           70 to 74 ye
   75 years and over............  71.0   71.9   71.5   69.8   70.0   70.8   70.8   71.2                                0.2           75 years an
 
     Less than 35 years.........  41.2   40.7   40.5   39.9   39.6   39.5   39.3   39.1                                0.2             Less than
     35 to 44 years.............  70.0   69.3   68.9   68.1   67.3   67.2   66.9   66.6                                0.2             35 to 44
     45 to 54 years.............  77.4   77.0   76.5   75.9   76.0   76.1   75.6   75.5                                0.2             45 to 54
     55 to 64 years.............  80.0   79.9   80.0   79.5   79.9   80.2   79.5   79.6                                0.2             55 to 64
     65 years and over..........  74.4   75.0   75.1   74.8   75.0   75.5   75.6   75.8                                0.2             65 years
 
                                  1990   1991   1992   1993  1993/r  1994   1995   1996                                           No householder
 
United States, total............  63.9   64.1   64.1   64.5   64.0   64.0   64.7   65.4                                0.1        Married couple
   Less than 25 years...........  15.7   15.3   14.9   15.0   14.8   14.9   15.9   18.0                                0.8           Less than 2
   25 to 29 years...............  35.2   33.8   33.6   34.0   33.6   34.1   34.4   34.7                                0.5           25 to 29 ye
   30 to 34 years...............  51.8   51.2   50.5   51.0   50.8   50.6   53.1   53.0                                0.4           30 to 34 ye
   35 to 39 years...............  63.0   62.2   61.4   62.1   61.8   61.2   62.1   62.1                                0.3           35 to 39 ye
   40 to 44 years...............  69.8   69.5   69.1   69.0   68.6   68.2   68.6   69.0                                0.2           40 to 44 ye
   45 to 49 years...............  73.9   73.7   74.2   73.9   73.7   73.8   73.7   74.4                                0.2           45 to 49 ye
   50 to 54 years...............  76.8   76.1   76.2   77.1   77.2   76.8   77.0   77.2                                0.2           50 to 54 ye
   55 to 59 years...............  78.8   79.5   79.3   78.8   78.9   78.4   78.8   79.4                                0.2           55 to 59 ye
   60 to 64 years...............  79.8   80.5   81.2   80.9   80.9   80.1   80.3   80.7                                0.3           60 to 64 ye
   65 to 69 years...............  80.0   81.4   80.8   80.6   80.7   80.6   81.0   82.4                                0.3           65 to 69 ye
   70 to 74 years...............  78.4   78.8   79.0   79.9   79.9   80.1   80.9   81.4                                0.3           70 to 74 ye
   75 years and over............  72.3   73.1   73.3   73.3   73.4   73.5   74.6   75.3                                0.3           75 years an
 
     Less than 35 years.........  38.5   37.8   37.6   37.9   37.3   37.3   38.6   39.1                                0.3             Less than
     35 to 44 years.............  66.3   65.8   65.1   65.4   65.1   64.5   65.2   65.5                                0.2             35 to 44
     45 to 54 years.............  75.2   74.8   75.1   75.4   75.3   75.2   75.2   75.6                                0.2             45 to 54
     55 to 64 years.............  79.3   80.0   80.2   79.8   79.9   79.3   79.5   80.0                                0.2             55 to 64
     65 years and over..........  76.3   77.2   77.1   77.3   77.3   77.4   78.1   78.9                                0.2             65 years
                                                                                                                                  ::
                                  1997   1998   1999   2000   2001   2002
 
United States, total............  65.7   66.3   66.8   67.4   67.8   67.9
   Less than 25 years...........  17.7   18.2   19.9   21.7   22.5   23.0
   25 to 29 years...............  35.0   36.2   36.5   38.1   38.9   39.0
   30 to 34 years...............  52.6   53.6   53.8   54.6   54.8   55.0
   35 to 39 years...............  62.6   63.7   64.4   65.0   65.5   65.2
   40 to 44 years...............  69.7   70.0   69.9   70.6   70.8   71.7                                              0.2        Other families
   45 to 49 years...............  74.2   73.9   74.5   74.7   75.4   74.9                                                          Male househol
   50 to 54 years...............  77.7   77.8   77.8   78.5   78.2   77.8                                              0.4         no wife prese
   55 to 59 years...............  79.7   79.8   80.7   80.4   81.0   80.8                                              1.1           Less than 2
   60 to 64 years...............  80.5   82.1   81.3   80.3   81.8   81.5                                              1.3           25 to 29 ye
   65 to 69 years...............  81.9   81.9   82.9   83.0   82.4   82.8                                              1.4           30 to 34 ye
   70 to 74 years...............  82.0   82.2   82.8   82.6   82.5   82.5                                              1.3           35 to 39 ye
   75 years and over............  75.8   76.2   77.1   77.7   78.1   78.4                                              1.2           40 to 44 ye
                                                                                                                       1.2           45 to 49 ye
     Less than 35 years.........  38.7   39.3   39.7   40.8   41.2   41.3                                              1.4           50 to 54 ye
     35 to 44 years.............  66.1   66.9   67.2   67.9   68.2   68.6                                              1.8           55 to 59 ye
     45 to 54 years.............  75.8   75.7   76.0   76.5   76.7   76.3                                              2.1           60 to 64 ye
     55 to 64 years.............  80.1   80.9   81.0   80.3   81.3   81.1                                              2.4           65 to 69 ye
     65 years and over..........  79.1   79.3   80.1   80.4   80.3   80.5                                              2.7           70 to 74 ye
                                                                                                                       1.4           75 years an
Table 15.  homeownership rates, interest rates interest rate no doc loan refinance refi self employed bad credit subprime impaired credit for the United States, by Age of Householder and by Family Status:  1982 to 2002 - Continued
                                                                                                                       0.7             Less than
                                                                                                                       0.9             35 to 44
                                  1982   1983   1984   1985   1986   1987   1988   1989                                0.9             45 to 54
Family households                                                                                                      1.4             55 to 64
  Married-couple families.......  78.5   78.3   78.2   78.2   78.4   78.7   78.9   78.3                                1.1             65 years
   Less than 25 years...........  32.6   32.6   31.5   31.0   30.6   29.9   29.1   27.7
   25 to 29 years...............  53.9   53.5   54.1   53.6   53.0   52.6   52.4   50.9
   30 to 34 years...............  71.9   70.0   69.5   69.2   68.8   69.2   69.0   68.4                                            Female househ
   35 to 39 years...............  80.4   79.2   78.8   78.6   78.9   78.0   77.8   77.6                                0.3         no husband  p
   40 to 44 years...............  83.9   83.6   83.6   83.6   83.0   83.1   83.5   82.9                                0.7           Less than 2
   45 to 49 years...............  86.6   85.9   85.3   85.1   85.2   86.0   86.2   85.7                                0.7           25 to 29 ye
   50 to 54 years...............  88.2   87.8   88.2   87.5   88.2   87.3   87.5   87.7                                0.7           30 to 34 ye
   55 to 59 years...............  89.6   89.4   89.5   88.9   89.5   90.0   89.5   89.2                                0.7           35 to 39 ye
   60 to 64 years...............  89.4   89.3   89.5   89.6   90.2   90.2   90.0   90.5                                0.7           40 to 44 ye
   65 to 69 years...............  88.1   89.2   89.6   90.0   90.0   90.1   90.4   90.8                                0.8           45 to 49 ye
   70 to 74 years...............  87.4   87.5   86.8   88.3   89.0   89.4   90.2   89.7                                0.9           50 to 54 ye
   75 years and over............  83.9   84.7   84.4   84.3   84.8   85.4   85.4   86.5                                1.1           55 to 59 ye
                                                                                                                       1.2           60 to 64 ye
     Less than 35 years.........  58.2   57.7   57.7   57.6   57.4   57.9   58.0   56.6                                1.2           65 to 69 ye
     35 to 44 years.............  82.0   81.2   81.0   80.9   80.7   80.4   80.5   80.2                                1.2           70 to 74 ye
     45 to 54 years.............  87.4   86.8   86.8   86.3   86.6   86.6   86.8   86.6                                0.7           75 years an
     55 to 64 years.............  89.5   89.4   89.5   89.2   89.8   90.1   89.7   89.9
     65 years and over..........  86.6   87.3   87.2   87.8   88.1   88.5   88.8   89.1                                0.4             Less than
                                                                                                                       0.5             35 to 44
                                  1990   1991   1992   1993  1993/r  1994   1995   1996                                0.6             45 to 54
Family households                                                                                                      0.8             55 to 64
  Married-couple families.......  78.1   78.5   78.7   79.1   78.7   78.8   79.6   80.2                                0.6             65 years
   Less than 25 years...........  27.3   26.8   26.4   26.6   26.4   27.1   27.6   29.8                                           ::
   25 to 29 years...............  50.7   49.6   49.6   50.1   49.6   49.9   50.9   53.0
   30 to 34 years...............  67.0   66.6   66.4   67.1   66.7   66.6   68.7   68.2
   35 to 39 years...............  76.8   76.6   76.2   77.1   76.8   76.5   77.0   77.0
   40 to 44 years...............  82.8   82.8   82.4   82.3   82.0   81.8   82.8   82.3
   45 to 49 years...............  85.6   85.6   86.0   85.1   85.0   85.9   86.2   86.7
   50 to 54 years...............  87.1   86.8   87.4   88.0   87.8   87.6   88.1   88.7
   55 to 59 years...............  88.9   89.7   89.0   90.2   90.1   89.2   89.2   89.8
   60 to 64 years...............  90.4   90.8   91.4   90.5   90.5   90.0   90.6   90.8
   65 to 69 years...............  90.7   91.9   91.9   91.5   91.5   91.6   91.2   92.4
   70 to 74 years...............  89.5   90.0   90.9   91.3   91.3   91.9   92.4   91.7
   75 years and over............  87.1   87.7   87.5   87.7   87.7   87.7   89.0   89.9                                0.2        One person hou
                                                                                                                       0.3         Male househol
     Less than 35 years.........  56.0   55.6   55.7   56.3   55.7   55.8   57.2   58.1                                0.8           Less than 2
     35 to 44 years.............  79.7   79.6   79.2   79.6   79.3   79.1   79.8   79.6                                0.8           25 to 29 ye
     45 to 54 years.............  86.3   86.2   86.6   86.4   86.3   86.6   87.1   87.5                                0.8           30 to 34 ye
     55 to 64 years.............  89.7   90.2   90.2   90.4   90.3   89.6   89.8   90.3                                0.9           35 to 39 ye
     65 years and over..........  89.2   90.0   90.2   90.2   90.2   90.4   90.8   91.3                                0.8           40 to 44 ye
                                                                                                                       0.8           45 to 49 ye
                                  1997   1998   1999   2000   2001   2002                                              0.9           50 to 54 ye
Family households                                                                                                        1           55 to 59 ye
  Married-couple families.......  80.8   81.5   81.8   82.4   82.9   83.1                                              1.1           60 to 64 ye
   Less than 25 years...........  31.4   33.1   33.5   35.1   36.1   35.2                                              1.2           65 to 69 ye
   25 to 29 years...............  51.7   54.0   54.6   55.9   56.8   57.3                                              1.1           70 to 74 ye
   30 to 34 years...............  69.0   70.0   70.0   71.3   71.3   71.3                                              0.7           75 years an
   35 to 39 years...............  78.1   78.7   78.8   79.3   79.7   79.2
   40 to 44 years...............  83.2   83.5   83.6   84.3   84.5   85.3                                              0.5             Less than
   45 to 49 years...............  86.6   86.4   87.1   87.4   88.0   87.9                                              0.6             35 to 44
   50 to 54 years...............  89.3   89.1   89.1   89.9   90.0   90.1                                              0.6             45 to 54
   55 to 59 years...............  90.0   90.4   91.0   90.8   91.5   91.5                                              0.7             55 to 64
   60 to 64 years...............  91.0   92.4   91.5   90.1   91.2   91.7                                              0.5             65 years
   65 to 69 years...............  92.4   92.1   92.6   93.3   92.6   93.0
   70 to 74 years...............  92.6   92.7   92.8   92.6   92.6   92.5                                              0.2         Female househ
   75 years and over............  90.0   89.7   90.5   90.8   91.6   91.3                                              0.7           Less than 2
                                                                                                                       0.9           25 to 29 ye
     Less than 35 years.........  58.2   59.7   59.8   61.0   61.5   61.6                                                1           30 to 34 ye
     35 to 44 years.............  80.6   81.1   81.2   81.8   82.2   82.4                                              1.1           35 to 39 ye
     45 to 54 years.............  87.8   87.7   88.0   88.6   88.9   89.0                                                1           40 to 44 ye
     55 to 64 years.............  90.5   91.4   91.2   90.5   91.4   91.6                                              0.9           45 to 49 ye
     65 years and over..........  91.6   91.4   91.9   92.2   92.2   92.2                                              0.8           50 to 54 ye
                                                                                                                       0.8           55 to 59 ye
Table 15.  homeownership rates, interest rates interest rate no doc loan refinance refi self employed bad credit subprime impaired credit for the United States, by Age of Householder and by Family Status:  1982 to 2002 - Co   0.8           60 to 64 ye
                                                                                                                       0.7           65 to 69 ye
                                                                                                                       0.7           70 to 74 ye
                                  1982   1983   1984   1985   1986   1987   1988   1989                                0.4           75 years an
                                                                                                                                  No householder
Other family households.........  49.6   49.5   49.5   48.4   47.8   48.2   47.8   46.5
 Male householder,                                                                                                     0.6             Less than
 no wife present................  59.3   59.2   59.2   57.8   56.8   56.5   56.1   55.7                                0.7             35 to 44
   Less than 25 years...........  21.6   23.6   22.0   18.2   17.8   18.6   17.6   21.0                                0.6             45 to 54
   25 to 29 years...............  34.7   37.1   37.9   35.4   32.1   30.5   32.3   30.3                                0.5             55 to 64
   30 to 34 years...............  50.9   47.5   47.3   46.7   47.9   46.0   43.4   42.4                                0.3             65 years
   35 to 39 years...............  61.2   56.4   59.5   59.4   55.6   57.2   55.6   56.4                                           ::
   40 to 44 years...............  63.6   69.5   63.8   63.1   62.0   61.9   64.7   61.7
   45 to 49 years...............  69.6   65.9   66.1   68.0   66.5   62.9   66.2   65.9
   50 to 54 years...............  74.9   75.0   76.1   73.7   71.4   72.0   67.6   71.2
   55 to 59 years...............  74.3   70.7   73.4   69.0   69.3   74.1   76.6   73.9
   60 to 64 years...............  81.5   76.0   76.1   76.0   75.2   76.3   77.3   75.6
   65 to 69 years...............  75.2   76.4   79.1   76.7   77.5   80.7   78.0   77.5
   70 to 74 years...............  72.0   80.4   76.0   77.6   77.1   77.6   79.8   79.6
   75 years and over............  77.3   80.4   79.3   80.0   84.8   82.7   81.9   81.0
                                                                                                                                  Other 2-or-mor
     Less than 35 years.........  35.8   36.1   36.2   34.4   33.3   32.3   31.8   31.8                                0.4        households....
     35 to 44 years.............  62.3   62.9   61.6   61.3   58.9   59.6   60.0   59.0                                0.5         Male househol
     45 to 54 years.............  72.2   70.2   70.9   70.7   68.7   66.9   66.8   68.3                        12.2    0.7           Less than 2
     55 to 64 years.............  77.7   73.2   74.7   72.3   71.9   75.1   77.0   74.8                        24.7      1           25 to 29 ye
     65 years and over..........  75.3   79.1   78.4   78.3   80.0   80.7   80.0   79.5                        39.1    1.3           30 to 34 ye
                                                                                                               49.3    1.6           35 to 39 ye
                                  1990   1991   1992   1993  1993/r  1994   1995   1996                        52.5    1.7           40 to 44 ye
                                                                                                               55.9    1.8           45 to 49 ye
Other family households.........  46.4   46.1   45.8   46.7   46.0   46.0   47.3   48.3                        58.3      2           50 to 54 ye
 Male householder,                                                                                             68.4    2.2           55 to 59 ye
 no wife present................  55.2   54.3   53.6   54.6   53.7   52.8   55.3   55.5                          74    2.6           60 to 64 ye
   Less than 25 years...........  19.3   22.4   18.2   19.3   18.8   21.6   27.7   29.6                          70    3.3           65 to 69 ye
   25 to 29 years...............  31.5   30.2   28.5   28.5   27.9   31.6   36.2   35.6                        71.9    3.6           70 to 74 ye
   30 to 34 years...............  42.7   44.7   43.0   44.0   43.7   44.2   45.6   43.3                        73.7      3           75 years an
   35 to 39 years...............  53.9   49.9   49.4   53.8   53.4   46.9   51.3   51.5
   40 to 44 years...............  63.3   58.6   58.4   59.3   58.8   57.5   57.5   61.6                                0.6             Less than
   45 to 49 years...............  65.1   62.9   65.6   65.1   65.0   61.3   64.6   65.0                                1.2             35 to 44
   50 to 54 years...............  69.4   63.7   64.6   66.3   66.5   70.3   69.0   68.1                                1.3             45 to 54
   55 to 59 years...............  75.8   72.1   65.0   68.4   68.9   66.9   70.6   72.7                                1.7             55 to 64
   60 to 64 years...............  73.9   76.9   74.7   77.6   77.7   72.8   78.9   76.8                                1.9             65 years
   65 to 69 years...............  79.3   79.4   81.5   83.9   83.2   79.0   80.2   87.7
   70 to 74 years...............  78.9   80.6   80.2   81.9   82.0   83.3   84.5   79.6
   75 years and over............  83.0   86.6   87.0   83.3   83.0   87.3   86.3   88.1                                0.6         Female househ
                                                                                                               11.5    0.7           Less than 2
     Less than 35 years.........  31.8   33.4   31.2   32.3   31.5   32.9   36.7   36.4                        24.7    1.3           25 to 29 ye
     35 to 44 years.............  58.7   54.2   53.9   56.5   56.1   52.0   54.4   56.7                        41.9    1.9           30 to 34 ye
     45 to 54 years.............  67.1   63.2   65.1   65.6   65.6   64.9   66.4   66.2                          57    2.2           35 to 39 ye
     55 to 64 years.............  74.9   74.4   69.5   73.0   73.3   69.5   74.0   74.5                        56.2      2           40 to 44 ye
     65 years and over..........  80.7   82.7   83.4   83.1   82.8   83.5   83.9   85.6                        60.5    1.9           45 to 49 ye
                                                                                                               69.5      2           50 to 54 ye
                                  1997   1998   1999   2000   2001   2002                                      70.2    2.5           55 to 59 ye
                                                                                                               79.8    2.4           60 to 64 ye
Other family households.........  48.0   49.2   50.1   51.2   51.9   51.5                                      68.9    3.6           65 to 69 ye
 Male householder,                                                                                             79.6    3.5           70 to 74 ye
 no wife present................  54.0   55.7   56.1   57.5   57.9   58.0                                      70.3    3.2           75 years an
   Less than 25 years...........  27.4   29.1   33.2   38.0   37.6   39.3                                                         No householder
   25 to 29 years...............  35.2   39.1   36.1   34.5   38.0   35.9
   30 to 34 years...............  43.2   48.5   50.1   47.6   49.0   46.8                                                1             Less than
   35 to 39 years...............  52.1   53.8   51.9   56.2   56.0   57.0                                              1.4             35 to 44
   40 to 44 years...............  60.2   60.3   60.0   63.6   63.5   64.6                                              1.6             45 to 54
   45 to 49 years...............  66.5   60.7   67.0   68.6   69.1   69.9                                                2             55 to 64
   50 to 54 years...............  62.1   72.4   67.5   67.6   68.9   70.5                                              2.4             65 years
   55 to 59 years...............  73.1   69.0   71.9   73.8   74.4   72.6
   60 to 64 years...............  74.1   80.3   75.6   70.1   78.5   78.0                                                                  1992
   65 to 69 years...............  84.9   77.5   74.4   77.2   78.0   76.6
   70 to 74 years...............  83.5   83.7   82.1   83.0   79.0   77.9                                                                Homeown
   75 years and over............  87.1   90.9   88.9   85.9   89.5   87.0                                                                ship ra
                                                                                                                                  Single Male
     Less than 35 years.........  35.1   38.1   39.1   39.9   40.9   40.4                                              0.2        Househo  43.5
     35 to 44 years.............  56.0   57.2   56.0   60.0   59.9   61.0                                              0.5           Less  12.8
     45 to 54 years.............  64.7   65.4   67.2   68.2   69.0   70.2                                              0.6           25 t  23.8
     55 to 64 years.............  73.6   73.8   73.6   72.1   76.0   74.7                                              0.6           30 t  35.8
     65 years and over..........  85.5   85.1   83.2   82.8   84.0   82.3                                              0.7           35 t  41.1
                                                                                                                       0.6           40 t  48.3
Table 15.  homeownership rates, interest rates interest rate no doc loan refinance refi self employed bad credit subprime impaired credit for the United States, by Age of Householder and by Family Status:  1982 to 2002 - Co   0.7           45 t  52.3
                                                                                                                       0.7           50 t  52.5
                                                                                                                       0.8           55 t  56.4
                                  1982   1983   1984   1985   1986   1987   1988   1989                                0.9           60 t  59.4
                                                                                                                         1           65 t  62.7
Other family households.........  49.6   49.5   49.5   48.4   47.8   48.2   47.8   46.5                                  1           70 t  68.4
 Female householder,                                                                                                   0.7           75 y  71.9
 no husband present.............  47.1   47.0   46.9   45.8   45.3   45.8   45.3   44.1
   Less than 25 years...........   8.9    8.6    8.4    7.1    8.5    7.1    8.4    9.1                                0.3             Le  25.4
   25 to 29 years...............  17.3   17.1   18.3   16.3   15.1   15.4   14.4   13.4                                0.5             35  44.3
   30 to 34 years...............  31.3   29.3   29.8   28.9   27.0   26.6   28.3   25.0                                0.5             45  52.4
   35 to 39 years...............  43.5   43.5   42.6   40.5   39.9   40.4   39.6   37.6                                0.6             55  57.8
   40 to 44 years...............  54.2   53.8   52.1   50.4   50.1   52.0   50.6   49.1                                0.5             65  68.4
   45 to 49 years...............  57.2   57.1   54.7   56.2   55.2   57.1   55.1   55.7
   50 to 54 years...............  66.7   66.3   64.9   63.8   64.2   63.9   60.8   60.5                                           Single   1992
   55 to 59 years...............  66.4   68.0   68.7   67.8   69.4   68.2   67.1   66.3                                0.2        Househo  48.4
   60 to 64 years...............  71.5   70.3   72.6   73.4   73.5   71.1   71.1   71.2                                0.4           Less   7.6
   65 to 69 years...............  72.1   74.1   73.9   75.7   74.9   76.6   77.8   75.7                                0.5           25 t  14.6
   70 to 74 years...............  73.3   72.1   75.5   75.7   79.5   77.1   75.3   77.3                                0.6           30 t  24.7
   75 years and over............  78.3   77.6   79.2   78.0   77.0   79.9   80.4   79.2                                0.6           35 t  37.2
                                                                                                                       0.6           40 t  46.8
     Less than 35 years.........  20.9   19.8   20.4   19.2   18.4   18.0   18.5   17.1                                0.6           45 t  54.4
     35 to 44 years.............  48.3   48.1   46.8   45.1   44.4   45.7   44.7   43.0                                0.6           50 t  59.6
     45 to 54 years.............  61.7   61.4   59.5   59.6   59.0   60.0   57.5   57.7                                0.6           55 t    66
     55 to 64 years.............  68.7   69.1   70.5   70.4   71.4   69.6   69.0   68.7                                0.6           60 t  68.2
     65 years and over..........  75.1   75.2   76.7   76.7   77.0   78.1   78.3   77.6                                0.6           65 t  68.5
                                                                                                                       0.6           70 t  67.9
                                  1990   1991   1992   1993  1993/r  1994   1995   1996                                0.4           75 y  64.7
 
Other family households.........  46.4   46.1   45.8   46.7   46.0   46.0   47.3   48.3                                0.3             Le  16.6
 Female householder,                                                                                                   0.4             35  41.8
 no husband present.............  44.0   43.9   43.6   44.5   43.9   44.2   45.1   46.1                                0.4             45  56.8
   Less than 25 years...........   8.7    7.7    8.0    8.8    8.7    8.6   10.2   15.4                                0.4             55  67.2
   25 to 29 years...............  14.2   14.3   14.5   14.3   14.2   14.6   15.9   16.3                                0.3             65  66.3
   30 to 34 years...............  24.6   24.4   23.5   23.9   23.8   23.3   27.6   28.9
   35 to 39 years...............  37.9   36.7   35.7   36.7   36.4   36.1   37.5   36.5                                           1 Includes the
   40 to 44 years...............  47.8   47.7   47.0   49.1   48.7   49.0   47.9   49.5                                           and Other 2 or
   45 to 49 years...............  57.1   57.2   55.8   58.0   57.8   58.4   57.1   57.1                                           2 Includes the
   50 to 54 years...............  59.9   61.9   60.6   62.7   62.7   61.9   64.2   64.8                                           and Other 2 or
   55 to 59 years...............  66.8   66.0   67.4   65.4   65.4   66.9   68.2   66.4
   60 to 64 years...............  69.2   72.1   74.9   72.9   72.8   73.2   71.7   72.5
   65 to 69 years...............  74.4   77.9   78.3   77.1   76.9   78.1   75.2   76.1
   70 to 74 years...............  76.2   78.4   74.2   78.5   78.3   78.2   80.4   81.7
   75 years and over............  79.2   79.1   78.3   80.4   80.4   82.5   83.8   84.0
 
     Less than 35 years.........  17.2   16.9   16.8   17.0   16.8   16.6   19.2   21.0
     35 to 44 years.............  42.6   41.9   41.0   42.5   42.2   42.0   42.4   42.8
     45 to 54 years.............  58.3   59.2   57.8   60.0   59.8   59.7   59.8   60.2
     55 to 64 years.............  67.9   68.8   71.0   68.9   68.8   69.7   69.8   69.2
     65 years and over..........  76.9   78.6   77.2   78.8   78.7   79.9   80.3   81.1
 
                                  1997   1998   1999   2000   2001   2002
 
Other family households.........  48.0   49.2   50.1   51.2   51.9   51.5
 Female householder,
 no husband present.............  46.1   47.0   48.2   49.1   49.9   49.2
   Less than 25 years...........  14.5   13.5   17.1   20.7   21.2   22.9
   25 to 29 years...............  16.7   18.4   19.3   22.4   23.1   22.5
   30 to 34 years...............  28.4   28.9   30.5   31.5   31.8   31.6
   35 to 39 years...............  37.9   40.2   42.6   43.3   43.8   43.6
   40 to 44 years...............  50.7   52.0   50.6   50.8   51.9   51.9
   45 to 49 years...............  58.4   59.3   59.0   57.7   58.1   58.2
   50 to 54 years...............  63.4   61.0   64.3   62.5   64.8   61.6
   55 to 59 years...............  65.3   68.7   68.1   67.3   68.3   67.0
   60 to 64 years...............  70.1   68.9   70.5   73.1   74.6   73.2
   65 to 69 years...............  77.4   76.2   78.0   76.6   75.6   76.2
   70 to 74 years...............  77.8   80.8   83.4   79.4   82.7   81.6
   75 years and over............  84.4   83.7   84.7   85.2   85.9   85.9
 
     Less than 35 years.........  20.6   21.0   22.7   25.2   25.7   25.9
     35 to 44 years.............  44.1   45.9   46.6   47.2   47.9   47.8
     45 to 54 years.............  60.4   60.0   61.1   59.7   60.9   59.5
     55 to 64 years.............  67.5   68.8   69.1   69.8   71.2   69.7
     65 years and over..........  80.7   80.9   82.5   81.4   82.3   82.4
 
Table 15.  homeownership rates, interest rates interest rate no doc loan refinance refi self employed bad credit subprime impaired credit for the United States, by Age of Householder and by Family Status:  1982 to 2002 - Continued
 
 
                                  1982   1983   1984   1985   1986   1987   1988   1989
Nonfamily households
  One-person households.........  45.6   46.2   46.5   45.8   45.9   46.3   46.3   48.2
  Male householder..............  38.0   38.3   38.9   38.8   40.0   39.9   39.9   41.8
   Less than 25 years...........  13.9   14.4   12.7   13.8   13.9   12.0   13.6   15.0
   25 to 29 years...............  23.7   23.0   22.3   21.2   24.2   23.1   23.0   24.4
   30 to 34 years...............  31.7   32.1   32.6   31.8   32.4   30.2   31.1   34.9
   35 to 39 years...............  37.6   36.6   37.4   38.4   36.9   37.3   37.4   39.8
   40 to 44 years...............  37.7   38.7   41.1   40.9   39.5   39.4   41.2   41.8
   45 to 49 years...............  38.3   38.0   40.0   41.0   40.8   41.8   43.3   45.6
   50 to 54 years...............  40.7   44.6   43.0   43.5   45.8   45.4   45.6   48.1
   55 to 59 years...............  47.3   45.3   48.0   47.7   50.6   50.9   47.1   48.9
   60 to 64 years...............  50.9   49.1   49.5   51.0   52.8   54.8   52.1   51.6
   65 to 69 years...............  55.1   55.9   56.2   58.8   57.7   55.2   55.2   57.2
   70 to 74 years...............  56.4   57.5   58.4   57.5   60.5   61.4   60.3   63.9
   75 years and over............  62.0   63.1   63.6   61.2   64.0   64.3   63.0   62.0
 
     Less than 35 years.........  23.7   23.9   23.4   23.1   24.8   23.3   24.0   26.4
     35 to 44 years.............  37.6   37.4   39.0   39.4   38.0   38.2   39.0   40.6
     45 to 54 years.............  39.5   41.4   41.5   42.3   43.3   43.5   44.4   46.7
     55 to 64 years.............  49.1   47.2   48.7   49.4   51.8   52.9   49.6   50.3
     65 years and over..........  58.6   59.6   60.3   59.6   61.3   61.0   60.1   61.1
 
                                  1990   1991   1992   1993  1993/r  1994   1995   1996
 
  One-person households.........  49.0   49.4   49.8   50.0   49.8   49.8   50.5   51.4
  Male householder..............  42.4   43.1   43.5   43.2   42.8   43.1   43.8   44.9
   Less than 25 years...........  12.8   14.3   14.8   14.1   14.0   12.7   12.8   12.1
   25 to 29 years...............  23.7   23.1   23.7   23.5   23.3   23.0   21.7   21.6
   30 to 34 years...............  32.6   32.3   33.8   32.3   32.1   32.9   34.1   35.5
   35 to 39 years...............  40.8   39.2   38.0   38.0   37.9   37.0   39.2   41.6
   40 to 44 years...............  42.0   42.7   42.8   42.5   42.2   42.4   42.7   45.2
   45 to 49 years...............  45.3   47.0   46.7   45.9   45.7   46.9   46.6   47.2
   50 to 54 years...............  50.2   48.6   47.5   51.4   51.5   50.4   47.6   50.3
   55 to 59 years...............  50.5   52.3   52.8   50.8   51.1   50.7   51.5   54.5
   60 to 64 years...............  52.8   54.0   55.6   56.5   56.9   55.7   57.5   55.8
   65 to 69 years...............  56.7   60.7   58.5   59.6   59.8   58.6   60.1   60.4
   70 to 74 years...............  63.6   64.7   65.8   63.4   63.5   61.5   63.1   66.2
   75 years and over............  65.2   68.1   69.1   66.7   67.0   67.7   68.2   67.2
 
     Less than 35 years.........  25.0   25.1   26.1   25.2   24.8   25.2   25.0   25.4
     35 to 44 years.............  41.3   40.8   40.1   40.0   39.8   39.5   40.8   43.3
     45 to 54 years.............  47.4   47.7   47.1   48.4   48.3   48.3   47.0   48.6
     55 to 64 years.............  51.7   53.1   54.1   53.5   53.9   53.0   54.5   55.1
     65 years and over..........  62.4   65.1   65.3   63.8   64.1   63.7   64.8   65.2
 
                                  1997   1998   1999   2000   2001   2002
 
  One-person households.........  51.8   52.1   52.7   53.6   54.4   54.8
  Male householder..............  45.2   45.7   46.3   47.4   48.2   48.7
   Less than 25 years...........  10.3   14.1   14.5   12.9   15.9   16.7
   25 to 29 years...............  23.9   23.0   22.7   26.0   25.5   26.7
   30 to 34 years...............  33.6   33.8   34.2   33.6   34.7   35.7
   35 to 39 years...............  40.5   41.4   41.9   41.2   43.2   42.8
   40 to 44 years...............  44.3   44.1   46.1   48.0   47.0   48.6
   45 to 49 years...............  48.9   49.9   48.5   48.7   52.2   50.5
   50 to 54 years...............  50.4   51.8   51.2   53.6   52.5   53.9
   55 to 59 years...............  56.9   56.8   58.5   57.3   59.5   57.7
   60 to 64 years...............  55.1   57.6   58.2   56.7   57.6   59.2
   65 to 69 years...............  61.3   62.4   62.8   60.9   62.1   62.1
   70 to 74 years...............  64.0   64.2   63.4   67.4   65.9   66.8
   75 years and over............  68.0   66.9   68.4   71.4   70.4   69.8
 
     Less than 35 years.........  24.8   25.2   25.2   26.0   26.8   27.7
     35 to 44 years.............  42.3   42.8   44.1   44.8   45.2   45.9
     45 to 54 years.............  49.6   50.7   49.7   50.9   52.4   52.1
     55 to 64 years.............  56.0   57.1   58.4   57.1   58.7   58.4
     65 years and over..........  65.3   65.2   65.8   68.0   67.4   67.3
 
Table 15.  homeownership rates, interest rates interest rate no doc loan refinance refi self employed bad credit subprime impaired credit for the United States, by Age of Householder and by Family Status:  1982 to 2002 - Continued
 
 
                                  1982   1983   1984   1985   1986   1987   1988   1989
 
One-person households...........  45.6   46.2   46.5   45.8   45.9   46.3   46.3   48.2
 Female householder.............  51.2   52.0   52.2   51.3   50.9   51.6   51.8   52.6
   Less than 25 years...........   7.5    6.3    7.4    6.8    7.1    7.8    9.5   11.2
   25 to 29 years...............  14.3   14.0   13.6   14.8   13.8   15.0   15.9   16.3
   30 to 34 years...............  24.7   25.5   25.8   24.8   27.4   27.5   26.3   29.1
   35 to 39 years...............  35.6   34.1   37.0   36.7   35.7   34.5   36.2   35.6
   40 to 44 years...............  38.9   40.8   40.3   41.1   38.1   40.2   40.3   41.3
   45 to 49 years...............  45.5   42.8   46.3   49.2   48.2   47.6   47.8   47.2
   50 to 54 years...............  51.7   54.6   53.8   55.6   55.7   56.0   56.2   56.0
   55 to 59 years...............  60.5   62.4   61.7   59.1   60.0   59.3   61.1   62.2
   60 to 64 years...............  63.8   65.3   64.4   62.7   61.0   64.0   63.7   65.0
   65 to 69 years...............  64.6   64.3   65.4   64.7   65.2   65.4   65.9   66.7
   70 to 74 years...............  62.7   62.9   63.7   64.8   63.3   65.0   64.3   63.6
   75 years and over............  60.7   61.8   61.6   58.8   58.3   59.1   59.3   60.4
 
     Less than 35 years.........  15.1   15.0   15.6   15.7   16.4   17.1   17.8   19.3
     35 to 44 years.............  37.0   37.1   38.4   38.7   36.8   37.1   38.1   38.3
     45 to 54 years.............  49.1   49.6   50.6   52.8   52.4   52.1   52.1   51.7
     55 to 64 years.............  62.4   64.2   63.3   61.2   60.6   62.0   62.7   63.8
     65 years and over..........  62.2   62.7   63.0   61.7   61.2   62.0   62.0   62.6
 
                                  1990   1991   1992   1993  1993/r  1994   1995   1996
 
One-person households...........  49.0   49.4   49.8   50.0   49.8   49.8   50.5   51.4
 Female householder.............  53.6   53.8   54.1   54.8   54.6   54.5   55.4   56.0
   Less than 25 years...........   9.3    7.1    8.4    8.3    8.3    6.2    6.3    8.3
   25 to 29 years...............  17.1   14.6   13.8   15.6   15.7   17.2   15.2   15.0
   30 to 34 years...............  28.7   25.8   26.0   29.9   29.9   29.0   29.1   29.9
   35 to 39 years...............  36.3   39.8   39.3   38.9   39.0   40.6   40.3   36.6
   40 to 44 years...............  41.1   45.5   46.2   44.4   44.3   43.3   43.7   43.9
   45 to 49 years...............  51.0   49.7   51.6   52.6   52.5   52.9   52.5   54.1
   50 to 54 years...............  56.8   57.0   58.3   58.5   58.4   57.2   58.6   56.9
   55 to 59 years...............  61.7   63.7   64.7   61.3   61.3   61.7   60.6   61.2
   60 to 64 years...............  63.6   63.1   64.3   66.6   66.6   65.0   64.2   66.2
   65 to 69 years...............  66.8   66.8   65.6   66.9   66.8   67.1   68.9   70.1
   70 to 74 years...............  66.8   66.5   66.4   66.8   66.8   67.5   68.9   70.6
   75 years and over............  61.8   62.0   62.1   62.7   62.7   62.4   63.9   65.0
 
     Less than 35 years.........  19.1   16.9   17.0   19.0   18.8   18.6   17.8   18.8
     35 to 44 years.............  38.7   42.8   42.9   41.7   41.8   42.0   42.0   40.4
     45 to 54 years.............  53.9   53.5   55.1   55.6   55.6   55.0   55.6   55.5
     55 to 64 years.............  62.8   63.4   64.5   64.2   64.3   63.5   62.5   63.8
     65 years and over..........  64.0   64.1   63.9   64.5   64.5   64.6   66.0   67.2
 
                                  1997   1998   1999   2000   2001   2002
 
One-person households...........  51.8   52.1   52.7   53.6   54.4   54.8
 Female householder.............  56.7   56.9   57.6   58.1   59.0   59.4
   Less than 25 years...........   7.8    7.6   10.2    9.8   11.7   11.7
   25 to 29 years...............  17.4   16.4   17.4   18.3   21.4   23.3
   30 to 34 years...............  27.0   29.8   28.2   30.1   31.8   33.0
   35 to 39 years...............  37.2   39.1   42.7   41.6   44.8   44.3
   40 to 44 years...............  45.4   47.1   46.8   47.1   46.4   53.1
   45 to 49 years...............  53.0   52.3   52.7   54.5   55.0   54.1
   50 to 54 years...............  60.5   60.9   59.6   62.5   61.4   60.1
   55 to 59 years...............  63.1   62.3   64.3   64.9   66.5   65.9
   60 to 64 years...............  65.9   66.4   65.9   66.1   69.4   67.5
   65 to 69 years...............  68.7   69.6   71.1   70.6   69.9   71.4
   70 to 74 years...............  72.7   72.1   73.8   73.5   73.1   73.3
   75 years and over............  65.8   66.8   67.8   68.1   68.8   69.6
 
     Less than 35 years.........  18.1   18.6   18.9   19.8   22.0   23.0
     35 to 44 years.............  41.5   43.2   44.9   44.5   45.6   49.2
     45 to 54 years.............  56.8   56.8   56.4   58.9   58.5   57.4
     55 to 64 years.............  64.6   64.4   65.1   65.5   67.9   66.7
     65 years and over..........  67.9   68.5   69.7   69.7   69.9   70.7
 
Table 15.  homeownership rates, interest rates interest rate no doc loan refinance refi self employed bad credit subprime impaired credit for the United States, by Age of Householder and by Family Status:  1982 to 2002 - Continued
 
 
                                  1982   1983   1984   1985   1986   1987   1988   1989
 
Other 2-or-more-person household  30.1   30.6   30.4   31.1   31.2   31.6   31.5   31.2
 Male householder...............  28.3   29.5   28.8   30.1   29.8   31.1   31.3   31.5
     Less than 35 years.........  19.9   20.6   19.6   20.1   18.6   20.3   20.6   21.1
     35 to 44 years.............  43.0   43.4   43.8   44.3   45.9   47.2   46.2   43.8
     45 to 54 years.............  46.8   50.0   46.3   49.1   54.5   54.1   54.1   58.3
     55 to 64 years.............  50.0   56.3   58.9   64.5   62.0   55.3   55.0   59.3
     65 years and over..........  61.1   67.4   64.1   67.0   68.2   66.7   67.5   67.0
 
 Female householder.............  30.1   29.7   30.0   30.6   31.4   30.7   30.5   30.8
     Less than 35 years.........  12.7   12.9   14.1   14.2   14.1   14.8   14.3   15.3
     35 to 44 years.............  37.9   36.3   44.0   45.8   49.4   44.0   45.4   44.7
     45 to 54 years.............  60.2   57.8   55.8   52.9   56.9   63.0   62.9   54.0
     55 to 64 years.............  72.6   70.8   64.7   70.0   66.3   65.4   65.9   66.3
     65 years and over..........  77.2   77.0   75.2   75.5   75.7   73.9   71.6   70.4
 
                                  1990   1991   1992   1993  1993/r  1994   1995   1996
 
Other 2-or-more-person household  32.0   32.5   33.0   34.1   33.5   33.9   33.8   35.7
 Male householder...............  31.7   31.8   32.4   33.2   32.6   33.6   34.2   35.5
     Less than 35 years.........  19.9   20.9   20.8   20.8   20.3   20.8   20.9   21.0
     35 to 44 years.............  47.9   44.2   46.0   45.2   44.9   44.7   44.9   47.4
     45 to 54 years.............  53.6   53.3   53.4   57.0   57.0   56.4   57.3   58.8
     55 to 64 years.............  58.7   56.2   59.7   59.0   59.6   62.7   60.6   64.9
     65 years and over..........  65.5   64.3   67.0   67.8   67.3   69.3   70.9   70.6
 
 Female householder.............  32.5   33.8   34.0   35.6   35.0   34.3   33.0   35.9
     Less than 35 years.........  15.0   15.2   14.9   15.7   15.4   17.1   16.1   15.4
     35 to 44 years.............  49.0   49.1   45.8   48.6   48.3   48.0   48.0   52.9
     45 to 54 years.............  60.4   63.0   61.2   63.6   63.4   58.7   52.4   62.1
     55 to 64 years.............  62.4   67.6   70.6   74.8   75.0   66.7   66.7   68.0
     65 years and over..........  74.8   70.8   72.7   73.9   73.6   68.3   71.2   70.8
 
                                  1997   1998   1999   2000   2001   2002
 
Other 2-or-more-person household  37.3   38.2   38.9   39.1   39.6   40.0
 Male householder...............  35.9   36.7   37.2   38.0   38.6   38.8
     Less than 35 years.........  21.9   20.8   21.6   23.5   23.2   23.1
     35 to 44 years.............  46.4   49.5   48.5   46.8   50.1   50.8
     45 to 54 years.............  58.5   59.2   61.1   58.1   56.1   56.9
     55 to 64 years.............  63.7     69   67.9   69.3   68.5   70.5
     65 years and over..........  73.6   77.6   73.1   71.1   72.5   71.9
 
 Female householder.............  39.5   40.3   41.5   40.6   41.0   41.6
     Less than 35 years.........  18.4   18.4   18.5   19.1   19.8   20.8
     35 to 44 years.............  52.1   52.5   54.2   53.5   56.1   56.6
     45 to 54 years.............  64.2   65.2   69.2   68.5   65.8   64.6
     55 to 64 years.............  78.6   76.2   73.9   72.2   74.1   74.4
     65 years and over..........  69.1   74.6   72.4   72.3   72.5   72.3
 
Table 15.  homeownership rates, interest rates interest rate no doc loan refinance refi self employed bad credit subprime impaired credit for the United States, by Age of Householder and by Family Status:  1982 to 2002 - Continued
 
 
                                  1982   1983   1984   1985   1986   1987   1988   1989
Single Male
Householder/1...................  40.7   41.2   41.4   41.2   41.7   41.9   41.9   42.5
   Less than 25 years...........  13.4   13.9   12.9   12.9   13.2   12.0   12.9   14.2
   25 to 29 years...............  25.0   25.3   24.7   23.8   24.1   24.2   24.2   24.7
   30 to 34 years...............  35.9   35.0   34.8   34.6   34.7   33.9   34.2   35.8
   35 to 39 years...............  44.1   42.0   43.2   43.3   42.1   43.4   42.6   43.4
   40 to 44 years...............  45.9   48.6   48.6   48.8   47.5   47.1   48.6   47.7
   45 to 49 years...............  48.5   48.0   48.7   50.5   50.9   49.8   51.2   52.2
   50 to 54 years...............  51.4   53.7   53.1   53.0   53.9   54.0   53.0   55.7
   55 to 59 years...............  54.5   52.9   55.1   54.3   56.6   57.9   55.3   55.0
   60 to 64 years...............  58.2   56.3   57.1   58.1   58.4   59.7   58.7   57.1
   65 to 69 years...............  59.5   60.7   61.6   62.9   62.3   61.0   60.7   61.0
   70 to 74 years...............  59.6   62.0   61.8   61.6   64.4   64.9   64.2   66.3
   75 years and over............  64.8   66.4   66.4   64.7   67.4   67.7   66.5   65.3
 
     Less than 35 years.........  24.5   24.9   24.4   24.1   24.5   24.1   24.5   25.7
     35 to 44 years.............  44.9   44.8   45.6   45.7   44.4   45.0   45.2   45.3
     45 to 54 years.............  49.9   50.8   50.9   51.7   52.3   51.7   52.0   53.8
     55 to 64 years.............  56.3   54.6   56.1   56.2   57.4   58.8   57.0   56.1
     65 years and over..........  61.9   63.6   63.9   63.4   65.1   65.0   64.2   64.2
 
                                  1990   1991   1992   1993  1993/r  1994   1995   1996
Single Male
Householder/1...................  42.9   43.1   43.5   43.6   43.1   43.2   44.3   45.3
   Less than 25 years...........  12.5   13.7   12.8   13.4   13.3   13.2   14.6   15.5
   25 to 29 years...............  24.4   23.7   23.8   23.6   23.3   24.4   23.9   23.5
   30 to 34 years...............  34.2   35.2   35.8   34.7   34.5   35.2   37.3   37.9
   35 to 39 years...............  44.2   41.6   41.1   42.1   41.8   39.9   42.4   44.7
   40 to 44 years...............  49.0   47.8   48.3   47.9   47.6   47.0   47.2   50.0
   45 to 49 years...............  50.8   51.3   52.3   52.2   52.1   51.8   52.0   53.1
   50 to 54 years...............  56.3   53.3   52.5   55.5   55.6   55.7   54.0   55.6
   55 to 59 years...............  56.3   56.1   56.4   54.7   55.1   55.0   57.0   59.5
   60 to 64 years...............  58.3   59.2   59.4   60.9   61.3   59.4   60.9   60.1
   65 to 69 years...............  60.8   63.9   62.7   63.5   63.6   63.2   64.0   66.0
   70 to 74 years...............  65.5   66.8   68.4   66.8   66.8   65.1   66.7   68.4
   75 years and over............  67.9   71.1   71.9   69.3   69.5   70.5   70.7   69.8
 
     Less than 35 years.........  24.7   25.3   25.4   25.2   24.7   25.3   26.1   26.4
     35 to 44 years.............  46.3   44.4   44.3   44.7   44.5   43.2   44.6   47.2
     45 to 54 years.............  53.2   52.2   52.4   53.7   53.6   53.3   52.8   54.1
     55 to 64 years.............  57.3   57.6   57.8   57.7   58.1   57.1   58.8   59.8
     65 years and over..........  65.2   67.8   68.4   67.0   67.1   67.0   67.8   68.4
 
                                  1997   1998   1999   2000   2001   2002
Single Male
Householder/1...................  45.3   46.2   46.7   47.8   48.6   49.0
   Less than 25 years...........  15.1   16.5   18.4   20.0   21.9   22.5
   25 to 29 years...............  25.3   25.9   25.5   27.2   27.3   28.0
   30 to 34 years...............  36.6   37.5   37.9   38.0   39.1   38.9
   35 to 39 years...............  43.9   45.4   45.1   45.7   47.1   47.6
   40 to 44 years...............  49.0   49.6   50.3   52.2   52.1   53.2
   45 to 49 years...............  54.3   53.7   54.4   54.3   56.7   56.1
   50 to 54 years...............  54.5   57.0   56.2   57.6   56.7   58.2
   55 to 59 years...............  60.8   60.3   61.9   61.5   62.8   61.6
   60 to 64 years...............  59.6   63.6   63.0   61.1   62.9   63.4
   65 to 69 years...............  66.1   65.7   65.3   64.5   65.4   65.0
   70 to 74 years...............  67.2   67.5   66.7   69.6   68.2   68.5
   75 years and over............  70.4   70.4   71.3   73.4   72.9   72.1
 
     Less than 35 years.........  26.3   26.8   27.3   28.5   29.3   29.6
     35 to 44 years.............  46.3   47.5   47.7   49.0   49.7   50.5
     45 to 54 years.............  54.4   55.1   55.2   55.7   56.7   57.1
     55 to 64 years.............  60.2   61.7   62.4   61.3   62.9   62.4
     65 years and over..........  68.5   68.5   68.7   70.3   70.0   69.6
 
1 Includes the following 3 categories---Male householder no wife present, One person male householders,
and Other 2 or more person households (male headed).
Table 15.  homeownership rates, interest rates interest rate no doc loan refinance refi self employed bad credit subprime impaired credit for the United States, by Age of Householder and by Family Status:  1982 to 2002 - Continued
 
 
                                  1982   1983   1984   1985   1986   1987   1988   1989
 Single
 Female householder/2...........  48.4   48.7   48.8   47.9   47.4   47.9   47.8   47.6
   Less than 25 years...........   7.8    7.0    7.4    6.7    7.6    7.2    7.8    8.8
   25 to 29 years...............  16.1   15.9   16.5   15.5   14.6   15.3   15.5   15.1
   30 to 34 years...............  29.1   28.1   28.6   28.2   27.6   27.3   27.8   27.0
   35 to 39 years...............  41.4   41.1   41.2   39.4   39.2   38.9   38.9   37.2
   40 to 44 years...............  50.7   50.2   49.2   48.3   46.9   48.7   47.8   47.0
   45 to 49 years...............  53.7   52.6   52.0   53.5   52.8   54.1   52.7   52.5
   50 to 54 years...............  60.6   61.4   60.3   60.4   60.5   60.9   59.0   58.1
   55 to 59 years...............  63.3   65.0   64.7   63.0   64.2   63.3   63.8   64.0
   60 to 64 years...............  66.3   67.1   67.1   66.3   65.1   66.5   66.1   67.0
   65 to 69 years...............  66.4   66.5   67.4   67.3   67.6   68.1   68.7   68.6
   70 to 74 years...............  64.9   64.8   66.0   66.9   66.5   67.4   66.6   66.4
   75 years and over............  63.8   64.8   64.7   62.0   61.4   62.5   62.8   63.4
 
     Less than 35 years.........  17.9   17.4   18.0   17.4   17.1   17.2   17.6   17.6
     35 to 44 years.............  45.5   45.2   44.7   43.5   42.6   43.3   43.0   41.8
     45 to 54 years.............  57.2   57.1   56.2   56.9   56.5   57.3   55.6   55.0
     55 to 64 years.............  64.9   66.2   66.0   64.8   64.7   65.0   65.1   65.6
     65 years and over..........  64.7   65.2   65.7   64.6   64.2   65.1   65.1   65.4
 
                                  1990   1991   1992   1993  1993/r  1994   1995   1996
 Single
 Female householder/2...........  48.3   48.4   48.4   49.2   48.8   48.7   49.5   50.4
   Less than 25 years...........   8.3    7.1    7.6    7.9    7.8    7.6    8.3   11.9
   25 to 29 years...............  15.3   14.6   14.6   15.3   15.2   16.0   15.9   15.8
   30 to 34 years...............  26.6   25.7   24.7   26.6   26.5   26.0   28.7   29.4
   35 to 39 years...............  37.9   38.1   37.2   37.7   37.5   38.0   38.6   37.3
   40 to 44 years...............  46.1   47.3   46.8   48.0   47.7   47.2   46.8   48.3
   45 to 49 years...............  55.0   54.6   54.4   56.2   56.0   56.5   55.1   56.1
   50 to 54 years...............  58.6   59.9   59.6   60.9   60.9   59.3   60.7   60.9
   55 to 59 years...............  63.7   64.6   66.0   63.4   63.4   63.9   63.7   63.7
   60 to 64 years...............  65.4   66.3   68.2   68.9   68.9   67.6   66.7   68.0
   65 to 69 years...............  68.6   69.3   68.5   69.4   69.3   70.0   70.5   71.6
   70 to 74 years...............  68.7   68.8   67.9   69.3   69.2   69.4   70.9   72.8
   75 years and over............  64.4   64.6   64.7   65.3   65.3   65.3   66.8   67.7
 
     Less than 35 years.........  17.5   16.6   16.6   17.4   17.2   17.2   18.3   19.4
     35 to 44 years.............  41.9   42.6   41.8   42.6   42.4   42.4   42.6   42.7
     45 to 54 years.............  56.6   57.1   56.8   58.4   58.2   57.7   57.6   58.2
     55 to 64 years.............  64.6   65.5   67.2   66.2   66.2   65.8   65.2   65.9
     65 years and over..........  66.4   66.7   66.3   67.2   67.2   67.3   68.5   69.7
 
                                  1997   1998   1999   2000   2001   2002
 Single
 Female householder/2...........  51.0   51.6   52.5   53.0   53.8   53.8
   Less than 25 years...........  11.5   10.6   13.1   15.3   15.7   17.2
   25 to 29 years...............  17.6   18.5   19.4   21.1   23.1   23.1
   30 to 34 years...............  28.6   29.9   30.2   31.6   32.5   33.1
   35 to 39 years...............  38.5   40.7   43.2   43.1   44.6   44.7
   40 to 44 years...............  49.4   50.8   50.1   50.4   50.9   52.6
   45 to 49 years...............  56.5   56.8   56.9   57.0   57.3   56.8
   50 to 54 years...............  62.2   61.4   62.6   63.2   63.3   61.4
   55 to 59 years...............  64.7   65.2   66.2   66.1   67.3   66.5
   60 to 64 years...............  67.8   67.7   67.6   68.5   71.4   69.7
   65 to 69 years...............  70.7   71.3   73.1   72.4   71.5   72.4
   70 to 74 years...............  73.7   73.9   75.7   74.8   75.1   75.0
   75 years and over............  68.5   69.4   70.2   70.6   71.3   72.0
 
     Less than 35 years.........  19.5   19.9   20.9   22.6   23.6   24.1
     35 to 44 years.............  43.9   45.6   46.6   46.9   47.9   48.8
     45 to 54 years.............  59.1   58.9   59.5   60.0   60.2   59.0
     55 to 64 years.............  66.2   66.4   66.9   67.2   69.3   68.0
     65 years and over..........  70.1   70.8   72.0   71.9   72.2   72.7
 
/r Revised.
2 Includes the following 3 categories---Female householder no husband present, One person female householders,
and Other 2 or more person households (female headed).

Source: U.S. Census Bureau